How to Track Income Tax Refund Online | ITR Refund Status Guide

Filed your Income Tax Return (ITR) and now eagerly waiting for your income tax refund? Good news—tracking your ITR refund status is quick and easy with just a few clicks. In this guide, we will walk you through the step-by-step process to track your ITR refund online and what to do if your refund is delayed or failed.

📄 What Is an Income Tax Return (ITR)?

An Income Tax Return (ITR) is a form filed by individuals, businesses, or other entities with the Income Tax Department of India to declare:

Total income
Deductions and exemptions claimed
Taxes paid (via TDS, advance tax, etc.)

If you’ve paid more tax than your actual liability, the excess amount is refunded after your ITR is processed. That’s why tracking your ITR refund status is important—to ensure you don’t miss updates, face delays, or experience failed transactions.

⏱️ Refund Timeline: When Can You Expect Your ITR Refund?

Typically, refunds are processed:

Within 20 to 45 days after ITR verification
Timelines vary depending on your return type, filing date, and bank validation

Make sure your bank account is pre-validated and ITR is e-verified to avoid delays.

🔍 Two Easy Ways to Track Your ITR Refund Online

You can track your income tax refund through two official portals:

✅ A. Through the Income Tax e-Filing Portal

Steps to track refund on the Income Tax portal:

Visit www.incometax.gov.in
Log in using your PAN number and password
Navigate to:
e-File → Income Tax Returns → View Filed Returns
Click on ‘View Details’ for the relevant Assessment Year
Your refund status will be shown under the ‘Refund’ section

👉 You’ll also see the mode of payment, refund amount, and date of credit, if processed.

✅ B. Through the NSDL TIN Refund Status Portal

Steps to track via NSDL (TIN):

Visit TIN NSDL Refund Status Portal
Enter your PAN number and select the Assessment Year
Submit the form
The latest refund status (issued by SBI, the refund banker) will be displayed

📘 Common ITR Refund Status Messages & Their Meaning

Here’s what your refund status messages may indicate:

Refund Processed – The amount has been credited or is on the way
Refund Failed – Invalid or incorrect bank details; revalidation needed
Refund Returned – Bank didn’t accept the refund; action required
Refund Not Determined – Your ITR is still under processing

🛠️ What to Do If Your Refund Is Delayed or Fails

If your refund isn’t credited within the expected time:

✅ Revalidate your bank account on the income tax portal
📩 Raise a grievance through the portal’s ‘e-Nivaran’ or ‘Grievances’ section
📞 Contact support:
- CPC Bangalore: 1800-103-4455

💡 Pro Tips to Ensure a Hassle-Free Refund

Follow these simple steps to avoid refund issues:

Pre-validate your bank account before filing the return
E-verify your ITR promptly—delays in verification lead to refund delays
Double-check IFSC code, bank name, and account number while filing